Our FAQs are the official source of truth. This page is a summary. The Instant Funding FAQs hold the current, binding rules and always take priority. If anything on this page differs from the FAQs, the FAQs apply.
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Maven Trading is an instant funding prop firm: buy an instant funded trading account and start trading instantly on a simulated funded account. There's no evaluation, no challenge phase and no profit target to pass first. Choose an account from $2K to $100K, trade under a 2% daily loss limit and a 3% trailing drawdown, and request rewards on demand at an 80% split (90% with the add-on).
Instant Funding at a glance
- Evaluation: None. Your simulated funded account is live from day one
- Account sizes: $2K, $5K, $10K, $20K, $50K, $100K
- Daily loss limit: 2%, equity-based, reset at 00:00 UTC
- Maximum drawdown: 3%, trailing your highest equity
- Max risk per position: 1% floating loss
- Consistency score: 20% (best day vs total profit in the payout cycle)
- Reward split: 80% standard, 90% with add-on
- Payouts: On demand once you hit 3% profit and a consistency score of 20% or below
- Fee refund: Your initial fee is refunded after your third reward
- Platforms: MT5 and Match-Trader
What is an instant funded trading account?
An instant funded account is a prop firm account you can trade straight away, without passing a paid challenge first. You pay a one-time fee, get a simulated funded account, and earn a share of the simulated profit you make. Instant funding suits traders who already have a proven, disciplined strategy and would rather trade under tighter rules than spend weeks in an evaluation.
How instant funding works at Maven Trading
- Choose your account size. Pick from $2K to $100K on the pricing page.
- Start trading immediately. Your simulated funded account is ready with no challenge or verification phase.
- Trade within the rules. Stay inside the 2% daily loss limit, the 3% trailing drawdown and the 1% max risk rule.
- Hit the payout requirements. Make at least 3% of your initial balance in profit and keep your consistency score at 20% or below.
- Request your reward. Payouts are on demand. KYC is triggered on your first payout request.
- Get your fee back. Your initial fee is refunded after your third reward, sent separately from your rewards.
Instant Funding rules
| Rule | Limit | Example on a $10,000 account |
|---|---|---|
| Daily loss limit | 2%, equity-based. Set at 00:00 UTC from the higher of balance or equity | Equity of $10,300 at 00:00 UTC sets a $206 limit. Equity below $10,094 is a breach |
| Maximum drawdown | 3%, trailing your highest equity, including unrealized profit | Starts at $9,700. If equity reaches $11,000, the limit rises to $10,670 |
| 1% Max Risk | Floating loss (balance minus equity) capped at 1% of current balance. Not trailing | $100 floating loss is allowed. $101 is a breach |
| Consistency score | Best winning day can't exceed 20% of total profit in the payout cycle. Losing days count; resets after each payout | Above 20%, keep trading until it drops to 20% or below |
| Minimum holding time | At least 50% of trades held for 60 seconds or more | |
| Inactivity | At least one trading activity every 30 days | |
| News trading | Allowed, no restrictions | |
| Overnight and weekend holding | Allowed | |
| Automated trading | EAs and automated trading are prohibited. All trades must be placed manually |
The Instant Funding FAQs are the point of truth for every rule above. Always check them before you trade.
Account sizes
Instant Funding is available in six sizes: $2K, $5K, $10K, $20K, $50K and $100K. Every size uses the same rules and the same 80% reward split. See current prices and coupons on the pricing page.
Payouts and reward split
You keep 80% of your simulated profit, or 90% with the reward split add-on. Payouts are on demand: request one whenever you've made at least 3% of your initial balance in profit and your consistency score is 20% or below. The 3% is a profit threshold before the split, not a minimum net payout.
- Withdrawal cap: Up to $10,000 before the split across two payouts, or within any rolling 30-day period
- Withdrawal methods: Digital currency (USDT-BSC or USDC-ERC20) and Rise Pay. Traders in Nigeria, Kenya and Ghana can also use bank transfer
- KYC: Completed on your first payout request. Reply to the KYC email to confirm once done
- Fee refund: Initial fee refunded after your third reward
Instant Funding vs Instant Mini Funding
| Instant Funding | Instant Mini Funding | |
|---|---|---|
| Trading window | Ongoing | 24 hours from your first trade; one open trade at a time |
| Inactivity rule | One trading activity every 30 days | None |
| Daily loss / max drawdown | 2% / 3% trailing | 2% / 3% trailing |
| Consistency score | 20%, per day | 15%, per trade |
| Minimum holding time | 50% of trades held 60+ seconds | Every trade held 150+ seconds |
| Reward split | 80% (90% with add-on) | 70% (90% with add-on) |
| Payouts | On demand, repeatable | One payout per account |
| Fee refund | After third reward | Not offered |
Want a one-day sprint? See the Instant Mini Funding FAQs.
Is instant funding worth it?
Instant funding is worth it if you already trade with tight risk control. You skip the challenge fee and wait, but you trade under a 3% trailing drawdown and a 1% max risk rule from your first position. If you want more room while you build a track record, a standard challenge may suit you better.
Forex instant funding: markets and trading conditions
Instant funding covers forex, commodities, precious metals, indices and digital ETFs, each with its own leverage.
- Platforms: MT5 and Match-Trader. MetaTrader isn't available in the United States or Canada
- Leverage: Forex 1:75; commodities, precious metals and indices 1:20; digital ETFs 1:2
- Commissions: $2 per lot per side; precious metals and energy $3 per lot per side
- Swaps: All accounts are swap-free
- Account merging: Accounts from the same plan can be merged up to a combined $200,000
Prohibited strategies
These practices can lead to account termination. The full list lives in the Trading Rules FAQs.
- Excessive scalping (more than 50% of trades held under 60 seconds)
- All-in trading, trading without a stop-loss, or layering positions beyond your risk limit
- Opposing positions across accounts, including at other prop firms
- High-frequency trading, arbitrage, tick scalping, grid or gap trading, and server exploits
- Copying another person's trades (copying your own trades between your own accounts is allowed)
- Expert Advisors and any automated trading
Why choose Maven Trading for instant funding?
- Clear, published rules. Every limit is spelled out with worked examples in our FAQs
- On-demand payouts. No fixed payout calendar once you meet the requirements
- Your fee back. Refunded after your third reward
- Operating since 2022. Longevity in the market.
- Community. Join traders and the Maven team on Discord.
Instant Funding FAQs
Ready to skip the challenge?
Pick your account size and start trading today. Read the Instant Funding FAQs first, then choose your account.
Maven Trading provides simulated trading and educational tools only. Maven is not a broker and does not accept deposits. All funded accounts are simulated. Nothing on this page is investment advice. Trading carries high risk; don't risk more than you can afford to lose. Rules on this page summarise the Maven Trading FAQs, which are the binding source of truth.
